Online Small Business Funding from Shift4Shop

Sometimes your business needs a financial boost, especially in uncertain times. Shift4Shop is here to help with a fast, simple loan to ease your burden.

Small Business Funding

It's not easy to run a business, especially if you're building it yourself from the ground up. At Shift4Shop, we have a long tradition of nurturing small businesses through our eCommerce software, and we've seen thousands of tiny startups grow and thrive beyond their wildest dreams. Now, we're ready to take our faith in your business to the next level with small business loans to give you the advantage you need.

Accessible

Accessible

We want to make it easy for business owners like you to get the funding you need, so we've simplified our application process, and you'll get an answer within a few days. There's also no impact to your credit score, so it won't hurt you just to ask for help.

Convenient

Convenient

Once you've applied, you'll be matched with a selection of funding options so you can choose the one that looks best to you. We've also made it as easy as possible to repay your loan within the budget for your business, so you won't be set back by repayments. There's no interest, and we don't make demands like shares of your company.

Empowering

Empowering

Have you ever found yourself thinking, "If only I had just a bit more cash on hand, I could invest in my business to reach my next goal?" Shift4Shop's small business funding is meant to help with exactly that. We're ready to empower you to take your business to the next step!

When is My Business Ready for Funding?

We want to help you get the most out of your loan, so let's go over the basic ways you can identify whether your business is ready to secure funding.

Economic Downturns

Economic Downturns

Sometimes, no matter how prepared you are or how popular your brand, circumstances in the rest of the world work against you. The economy might suffer a recession, a natural disaster could damage your supply chain, or the world's political climate could raise the price of your needed supplies. Anything can happen, and it's great to have funding to help get you through it.

Recovery from Mistakes

Recovery from Mistakes

Nobody can predict the future: the best we can do is to use research and analytics to make sure we're on the right track. Sometimes a business stumbles and produces a bad product, or follows a poor marketing tactic. Either can hurt your brand, and you may need some financial support to fall back on while you recover.

Seasonal Market Changes

Seasonal Market Changes

Some businesses sell products that are in demand year-round, while others have a more seasonal focus. Usually, your goal is to do well enough during the season that you'll survive well for the rest of the year, but this doesn't always work out. You may need funding to help tide your business over until you reach your peak season again.

Growth Challenges

Growth Challenges

Growing your business is a sign of success, but it can come with its own challenges: maybe you're seeing unexpected high demand that you simply can't meet at your current scale. In this case, you'll need to grow just to keep up, and you may not be ready to do so. A small business loan can be a lifesaver in situations like these, as it will allow you to scale up to meet demand and keep your momentum.

Get the Support You Need

Get the Support You Need

When you get online store funding from Shift4Shop, we'll match you with a team member who can provide you with one-on-one guidance as you choose from your available loans. Our team will remain available to answer your questions at any time, so you'll never be left in the dark about your next payment or how much you still owe.

Ready to Build Your Future with
Small Business Funding from Shift4Shop?

Frequently Asked Questions

What do I need to apply for a small business loan from Shift4Shop?
You must be a Shift4Shop online store owner with an account in good standing with us, and located in the United States. To apply, you'll need to provide the following information:
  • Your business's legal name
  • DBA (Doing Business As) or trade name if applicable
  • Your full name
  • Your phone number and email address
  • An estimate of the amount of funding you need
  • A defined purpose for the funds

It takes only a few minutes to complete your application, and then we'll be in touch with you soon afterward.

How long does it take to hear back from Shift4Shop about the loan?
Once we receive your completed application, we will review your information and respond within 5 – 7 business days.
How much can Shift4Shop lend me to help grow my online store?
Loans from Shift4Shop can be anywhere from $500 up to $1,000,000+ depending on your needs and situation.
How many different options for loans will I get, and what is the difference between them?
The number of options for funding will depend on the circumstances of your business, so this varies. The difference between the loan solutions will be factors like payment terms, amounts, and other details, which you'll be able to see when you're evaluating them. You'll be matched with a coach to help you decide which is best for you, so don't worry!